Royal Sundaram Alliance Insurance Company Limited started its insurance operations in India in the year 2001. Explore its profile and products.

Royal Sundaram Alliance Insurance

Royal Sundaram Alliance Insurance Company Limited is a joint venture between Sundaram Finance (AAA), one of the most respected non-banking financial institutions in India, and RSA, one of the oldest and the second largest general insurer in the UK. The coming together of these two financial giants offers us innovative insurance solutions and unmatched, personalized customer service. This company has witnessed many a firsts since its inception. In 2001, it became the first private insurer in the country to be licensed post privatisation. It was the first to offer cashless hospitalisation, segment specific business solutions, cobranded credit cards and also the first to introduce industry-specific proposition. Their product range is designed to provide extra cover to a varied range of customers starting from the common man to corporate conglomerates. It has now spread its wings across 150 cities through a combination of both own and partner branches. Read through the following section to know more about their products and policies.


Health Insurance
Royal Sundaram is one of the leading health insurance companies in India with affordable health plans that cover your medical bills during sudden illnesses, surgeries and accidents even against acts of terrorism. They offer two types of health insurance policies viz.:
Car Insurance - Car Shield
The car insurance policy, Car Shield, provided by Royal Sundaram covers loss or damage of car, calls for speedy authorisation of repairs and also provides a personal accident cover for the owner, the paid driver and the occupants of the car, etc.

Travel Insurance - Travel Sheild
Travel insurance policy from Royal Sundaram, Travel Shield, is a convenient package at an affordable price that guards you from unexpected incidents such as baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents.

Home Insurance
To protect your dream home against damage and destruction due to natural and man-made calamities, Royal Sundaram Alliance Insurance offers two types of home insurance solutions which not only cover the infrastructure of your house but also cover risks of burglary of prized electronics, precious jewellery and/or expensive furniture and fixtures. Coverage is also provided for fire and allied perils in case your huse is damaged or destroyed due to any natural or man-made disaster.
Hospital Cash Insurance - Hospital Cash Online
In addition to hospital bills and medicines, incidental expenses like special diet, commuting to the hospital and back and even the hospital-stay with the patient become an additional burden on the family's financial resources. Hospital cash policy from Royal Sundaram seeks to cover this extra financial burden.

Accident Insurance - Accident Sheild
Accident Shield policy is a personal accident cover plan that is specially designed to protect you from various unforeseen events like death, total disability and permanent partial disability owing to accidents. This comprehensive policy helps your family meet its financial commitments in the hour of need.

Business Insurance Plans
To protect your business and employees from a wide range of risks Royal Sundaram Alliance Insurance also offers business insurance plans. These are divided into two categories viz., business solutions and employee solutions.

Business Solutions
Employee Solutions
Rural/ Social Insurance
These insurance policies provide specific solutions aimed at the rural class, small scale or village industries and traders and enterprises established for social upliftment.

Rural Plans
Social Plans
Contact Address
Royal Sundaram Alliance Insurance Company Limited
Sundaram Towers 45 & 46, Whites Road, Chennai 600 014
Tel: 044-28517387