Read on to explore more about the business, branches, product and services of Cholamandalam MS General Insurance Co. Ltd.

Cholamandalam MS General Insurance

The Chennai based Cholamandalam MS General Insurance Co. Ltd. is a leading player in the insurance sector of India. It is a joint venture of the Murugappa Group, a multi-billion dollar Indian business group and the Mitsui Sumitomo, second largest insurance group of Japan. Cholamandalam MS General is spread across 38 countries with 108 branches in India itself. It came into existence in October 2002 and since then, has had a 15% growth every year. This insurance giant also boasts of achieving the Rs. 785cr Gross Written Premium (GWP) mark for the fiscal year 2009-2010.

Cholamandalam MS General Insurance offers good performance and delivery of the products. It is involved in the non-life sector and has efficient schemes and policies that concentrate on the consumers needs. Given below is a comprehensive list of products, policies and services that are offered by the company.


Individual Plans
Chola MS provides a full vehicle investment insurance policy which covers fire, burglary, accident or any injuries that might damage your automobile.
Students or family-both can travel without any worries as this Insurance policy deals with a simple and cost-effective plan to reduce expenses and make room for certain consequences.
This plan accounts for family and individual health. The policy covers for medical expenses, treatments and emergencies too.
Personal Accident
The treatment of accidents is covered by this policy. It also provides the spouse and children of the life insured, with a certain income in case of any disabilities or death.
This plan covers any damage to your personal property or belongings arising from pollution, contamination, destruction of domestic appliances, loss of baggage, cancellation of vacation etc.
Corporate Plans
This insurance company provides health benefits like treatment cost, ambulances etc to any member of a company. This might even be applicable to family members or individuals.
Fire accidents can reduce profits. Hence the Chola MS General Insurance products give the company an adequate sum that covers the loss of net profit and any standing charges too.
Engineering Projects
Civil engineering tasks involve a lot of risk such as loss of life due to earthquakes, floods, storms etc or even contractor jobs. Insurances provide a cover on other such calamities.
Engineering Operations
Damage to any electronic equipment that is installed in offices, factories and other premises, Chola Insurance provides for any unforeseen loss and damage.