Standard & Poor's (S&P) is one of the world's preeminent providers of credit ratings

Standard & Poor's (S&P)

Standard & Poor's (S&P) is one of the world's preeminent providers of credit ratings, indices, risk evaluation, investment research and data. It also provides a wide range of other products and services designed to help individuals and institutions make better-informed financial decisions. Range of services provided by Standard & Poor's include advice on asset allocation, portfolio strategies, fund recommendations and research.

Standard and Poors was formed in 1941 with the merger of Standard Statistics and Poor's Publishing Company. Standard and Poor's has an unrivalled depth and breadth in coverage and analysis. Standard & Poor's has the world's largest network of credit ratings analysts. Over $1 trillion in investors' assets is directly tied to S&P indexes - more than all other index providers combined. Standard & Poor's indices include the premier U.S. portfolio index, the S&P 500.

Standard & Poor's has a long history of creating standards for the financial industry. S&P has several firsts to its credit. Standard & Poor's was the first to rate Securitized financings, Bond insured transactions, Letters of credit, The financial strength of non-U.S. insurance companies, Bank holding companies, Financial guaranty companies.

Standard & Poor's issues credit ratings for the debt of corporations, be they public or private. It has been designated a Nationally Recognized Statistical Rating Organization by the U.S. Securities and Exchange Commission. S&P issues both short-term and long-term credit ratings.

Long-term credit ratings
S&P rates borrowers on a scale from AAA to D

Investment Grade
Short-term issue credit ratings
S&P rates specific issues on a scale from A-1 to D. The ratings indicate that the issuer's commitment to meet its obligations. Country risk and currency of repayment of the obligor to meet the issue obligation are factored into the credit analysis and reflected in the issue rating.